Illustrations

Illustrations provide projected insurance values using assumptions based on age, gender, and basic health information. Capitas has compiled the links below to help you gain a better understanding of the carrier’s underwriting requirements and how it may affect your client’s illustration.

Check to see if your client fits the carriers' height/weight recommendations by reviewing Build Charts.

We have conveniently collected numerous carriers' Exam and Inspection Requirements for you to use as a comparison tool.

Have questions about prescription drugs or other medical issues? Check out online medical dictionaries and prescription drug reference here.

To find out if your clients' family history, cholesterol, blood pressure, driving record, or other possible health risks will affect their chances of a Super Preferred, Preferred or Standard underwriting class. You can also determine if they qualify for smoker or non-smoker considerations.