In the event of the key executive's death, a policy may be used to sustain the business during the time necessary to hire and train new employees. [view]

Irrevocable Life Insurance Trusts enable individuals to pass insurance proceeds to his heir’s estate tax-free. [view]

Pension Maximization is an option for individuals who will receive a defined benefit at retirement and must decide whether to choose a single-life or joint and survivor annuity. [view]