Ronald Horowitz
Director of Private Wealth, JD
- Executive Compensation Planning
- Advanced Estate Planning
- Business Continuation Planning
- Financial Products Analysis & Design
- Retirement Planning
Capitas Financial
Capitas Financial, Inc. is a national organization made up of 16 regional processing centers, 130 point-of-sale professionals and 250-plus back office support specialists who offer a multi-carrier insurance product portfolio, along with unbiased consultative assistance to financial professionals and their clients. Capitas Financial is a national firm, based in Minneapolis, MN with a footprint that includes all 50 states and Puerto Rico. Capitas delivers the strength of a national organization coupled with unrivaled local customer service.
Ronald Horowitz
Director of Private Wealth, JD
Biography
Ron joined Morgan Stanley Smith Barney’s Insurance Group 12 years ago and is a Senior Vice President specializing in sophisticated estate planning strategies and the creative utilization of insurance products. Prior to joining Morgan Stanley Smith Barney, Ron spent 9 years in the Estate Planning Division of Merrill Lynch in a similar capacity. Prior to that, he worked for an estate-planning boutique in New York City, after several years as Counsel to a securities brokerage firm. Ron served in the US Army, attaining the rank of 1st Lieutenant.
Ron has frequently lectured at seminars in New York City and the environs on various estate-planning topics.
Ron has a Bachelor of Science degree from Pennsylvania State University and a Juris Doctor degree from the Fordham University School of Law.
The Smith Companies
At Smith Companies, Ltd., we specialize in empowering financial advisors, attorneys, accountants, and trust officers with comprehensive insurance solutions that enhance their clients’ financial and estate plans. As a premier General Agency, we provide seamless access to a wide range of life, long-term care, and disability insurance products from the industry’s top carriers — all in one place.
What sets us apart? Beyond product access, we deliver unmatched value through expert support and strategic guidance. Our team works alongside you to ensure insurance solutions are thoughtfully integrated into your clients’ broader financial goals — helping you deepen relationships and deliver exceptional outcomes.
Discover the Smith Companies advantage — where expertise meets efficiency, and your success is our priority.
