Ben London (Director of Private Wealth, CLU®, ChFC®, AEP®, CFP®)

Biography

Ben London is the Managing Director of Private Wealth Planning at The Smith Companies, Ltd., a partner firm of Capitas Financial, Inc. In this role, he oversees advanced life insurance and wealth planning strategies for clients nationwide. With a career spanning more than 30 years in financial services, he has distinguished himself as a leading expert in private wealth planning, insurance solutions, and risk management. Ben began his career in 1993 after earning a Master of Business Administration from Florida Atlantic University, guided by core principles to excel in every role, act with integrity, and never stop learning. These values have propelled him to the forefront of the insurance industry as a trusted advisor and leader. 

As an insurance specialist serving ultra-high-net-worth families, business owners, and their advisors, Ben delivers sophisticated insurance-funded risk management solutions that preserve client net worth, manage tax liabilities, and keep businesses running smoothly. He is widely recognized for his expertise in advanced estate and business owner planning, reflecting a deep understanding of complex wealth transfer and business succession strategies. To date, Ben has overseen the placement of over $3 billion in life insurance in force for clients – a testament to the trust and confidence placed in his solutions. He has also been a perennial sales leader within his firm, consistently ranking among the top performers in the industry year after year.

Ben earned his MBA from Florida Atlantic University in 1993, building a strong foundation in business and finance. He is also deeply committed to professional education, holding numerous advanced industry designations that demonstrate his expertise: CERTIFIED FINANCIAL PLANNER™ (CFP®), Accredited Estate Planner® (AEP®), Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®). In addition to his business leadership, Ben has a passion for education and mentorship. Since 2008, he has served as an adjunct professor at Florida Atlantic University’s College of Business, where he teaches students in the Certified Financial Planner™ program, covering topics ranging from estate planning to investment management. Through this role at his alma mater, he helps prepare the next generation of financial advisors by sharing real-world insights and instilling professional best practices. Ben also remains active in his professional and local communities. He is a longtime member of the Boca Raton Estate Planning Council, collaborating with other professionals to advance estate planning knowledge. Additionally, he gives back through involvement in various charitable and civic organizations across South Florida. With his superior expertise, decades of experience, and commitment to integrity, Ben London continues to be a respected leader, educator, and resource in the wealth planning and insurance industry.

The Smith Companies

At Smith Companies, Ltd., we specialize in empowering financial advisors, attorneys, accountants, and trust officers with comprehensive insurance solutions that enhance their clients’ financial and estate plans. As a premier General Agency, we provide seamless access to a wide range of life, long-term care, and disability insurance products from the industry’s top carriers — all in one place.

What sets us apart? Beyond product access, we deliver unmatched value through expert support and strategic guidance. Our team works alongside you to ensure insurance solutions are thoughtfully integrated into your clients’ broader financial goals — helping you deepen relationships and deliver exceptional outcomes.

Discover the Smith Companies advantage — where expertise meets efficiency, and your success is our priority.